Evidence of actuarial hiring: IRDAI-registered insurer (Appointed Actuary required) (source). Checked 10 Nov 2026.
About Care Health
Care Health Insurance is a standalone health insurer that began operations in 2012 as Religare Health Insurance and was renamed in 2021. Religare Enterprises, the listed financial services company, is the majority shareholder; control of Religare itself passed to the Burman family group (promoters of Dabur) in 2025. Care Health is not listed.
The company is headquartered in Gurugram, where the actuarial team sits. It sells retail and group health insurance, personal accident and travel cover, and has grown into one of the larger standalone health insurers, with a large retail book sold through agents, banks and online.
For an actuary, Care Health offers concentrated health work: retail product pricing, renewal premium reviews, group health rating and reserving for high-volume, short-tailed claims. A mid-sized team gives exposure across these areas.
Also known as: Religare Health Insurance
What the actuarial team does
- Retail health pricing and renewal premium reviews
- Group health rating and experience analysis
- IBNR reserving and the Appointed Actuary's statutory reports
- IRDAI product filings
- Solvency monitoring and capital planning
- Claims analytics using SQL, R and Python
How students get in
Care Health posts openings on its careers page (careinsurance.com/careers.html) and on job portals. Actuarial analyst roles in Gurugram appear periodically; the exact papers required are not published, but core-paper passes are the usual baseline. A named actuarial trainee scheme, internship programme or exam-support policy is not published. Students in Delhi NCR can apply directly and should also watch the Institute of Actuaries of India job board.
Roles this employer has advertised:
Questions students ask
Which papers does Care Health ask for?
Not published; CS1, CS2 and CM1 are a sensible baseline.
Where is the actuarial team?
At the Gurugram head office.
Are internships offered?
Not published.
